"We hope you find these information links helpful"

General Links

 Bureau of Consumer Protection. The Federal Trade Commission's Bureau of Consumer Protection has helpful free publications on the subjects of credit reports, credit scoring, credit repair and correcting errors in credit reports  at  Credit Brochures

 Federal Trade Commmission. Besides the helpful publications mentioned above, the FTC also has a "Money Matters" web site with articles and some videos on many money issues such as debt relief/debt reduction scams, home rescue scams and managing your money.  Money Matters

  Internal Revenue Service. The IRS has all of their various forms and publications available on the internet at  IRS Forms & Publications

Bankruptcy Links - Videos

 Free Credit Reports. The ads you see on TV promoting "free" credit reports are, in our opinion, deceptive because you have to sign up for other services. This link will take you to the one and only official government mandated web site which provides you with information on how to obtain credit reports for free, whether by mail, over the phone or over the internet, without having to sign up for other unnecessary services. Truly Free Credit Reports

 Approved Credit Counseling Agencies and Approved Debtor Education Providers. Due to, in our opinion, heartless legislation passed by Congress in 2005 there is now a requirement that no matter the circumstances of a person's financial problems, which often involve misfortune, they must go through a Pre-Bankruptcy Counseling session before filing bankruptcy and a Debtor Education Course after their case is filed with the court. This link will take you to the web site of the US Trustee for current lists of approved providers of these courses. Approved Counselors & Providers

 Basics of Bankruptcy Videos. The Administrative Office of the U.S. Courts has prepared some videos providing basic, general information on bankruptcy. You may view these videos at this link. Bankruptcy Videos